Privacy Policy

Introduction

Xor is committed to protecting the privacy of our users, customers, and visitors
(collectively, “you”) when using Xor Solutions’s website, mobile application, or accounts
that Xor Solutions operates on social media sites, and any other online interactions you may
have with Xor Solutions.

We collect, use, and share information from or about you in accordance with the Xor Solutions Privacy Notice which provides information regarding the use and sharing of your
information.

Privacy Notice

Personal Information and Personal Data are terms used in this privacy notice, both of which refer
to any information relating to an identified or identifiable individual. Xor Solutions is
committed to protecting your privacy and ensuring that your Personal Information is treated
securely and will be collected, used, stored and disclosed in accordance with this notice. This
includes, in relation to a customer or prospective or former customer of Xor Solutions
(including individuals who maintain a card with one of our financial institution clients), any sole
trader and any principals, including the managing and financial directors, any other directors and
officers, shareholders, partners and beneficial owners of a customer as well as any member of
staff accessing or using the Xor Solutions Services on behalf of a customer.

This notice sets out the basis on which any Personal Information Xor Solutions collect from you, or
that you provide to Xor Solutions, will be processed. Please read the following carefully to
understand Xor Solutions’s views and practices regarding your Personal Information and
how Xor Solutions will treat it. By accessing and using Xor Solutions Services, including
Xor Solutions’s interactions with you via our websites, mobile sites and applications (“Sites
and Services”), you agree to the collection, use and transfer of your information as set out in this
privacy notice.

By using our websites, mobile sites and mobile apps you accept the use of cookies in accordance
with this cookie policy and the use of cookies stated here or any alternate policy provided by the
specific site or app. This policy applies in addition to any other Terms of Use or Merchant
Agreement contract provision for the particular Campaign Buddy service being used. If you do
not accept the use of cookies, please disable them as explained below or in any other notice
provided to you when you visit a Campaign Buddy website or download a Campaign Buddy app.
We use cookies to offer you a better browsing experience, analyze site traffic, personalize
content, and serve targeted advertisements. If you continue to use this site, you consent to our
use of cookies.